Our Refund Advance is a loan based on your expected tax refund. Once your tax return is accepted by the IRS, you can receive an advance of up to $6,000 within 48 hours. When your actual refund arrives, it will be used to repay the advance. There are no additional fees or interest charges.

No, there is no credit check required for our Refund Advance. Approval is based on your expected tax refund amount and IRS acceptance of your tax return, not your credit history.

Direct deposit refunds typically arrive within 7-21 days after your tax return is accepted by the IRS. This is the fastest way to receive your full refund amount directly from the IRS.

Once your tax return has been submitted to the IRS, it's difficult to change your refund option. It's best to decide on your preferred method before filing. If you need to make changes, contact us immediately, and we'll do our best to accommodate your request if possible.

There may be minimal fees associated with the prepaid debit card, such as ATM withdrawal fees or monthly maintenance fees. We'll provide you with a complete fee schedule before you choose this option so you can make an informed decision.

If your actual refund is less than expected and you received a Refund Advance, you'll be responsible for repaying any difference. Our tax professionals work diligently to provide accurate refund estimates to minimize this risk.